Who is the CFPB (Consumer Finance Protection Bureau)?
This opening sentence is crucial: "The Consumer Financial
Protection Bureau (Bureau) has reviewed certain acts and practices
of Dwolla, Inc. (Respondent, as defined below) and has identified
the following law violations: deceptive acts and practices relating
to false representations regarding Respondent’s data-security
practices in violation of Sections 1031(a) and 1036(a)(1) of the
Consumer Financial Protection Act of 2010 (CFPA), 12 U.S.C. §§
5531(a), 5536(a)(1)"
Take a step outside the echo chamber - gain some perspective and context.
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